EMercator Verzekeringen NV offers a wide selection of insurance solutions for private individuals and businesses. The insurer is specialised in damage and life insurance, and operates with a network of independent insurance brokers. The main shareholder in Mercator is the Swiss Baloise Group, which is active in Switzerland, Germany, Belgium, Austria, Croatia, Serbia, Luxembourg and Liechtenstein. In Belgium, Avéro was taken over and Nateus was acquired in 2011. This means that in Belgium, Baloise is now a top 5 player in damage insurance and has doubled its market share in life insurance.

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